Business planning
Premium funding and the cash-flow conversation
Help clients weigh an upfront insurance payment against the full cost of a funded repayment plan.
Read the perspectiveFor insurance & finance brokers · Australia & New Zealand
Premium funding specialists. Personally in your corner.
You know your clients. We know premium funding. From everyday renewals to workers’ compensation and complex programmes, our specialists work with you to find a funding path for your clients.
Funding is subject to assessment, approval, available funding and agreement terms.
CLIENT INSURANCE···
Their business.
Their cover.
Their cover.
Insurance broker arranged
THEIR FUNDING PLAN
Eligible premiums.
Agreed instalments.
Agreed instalments.
Agreed instalmentsClear commitments
✳
People who understand.
Here for your brokerage.
Human at heart.
Intelligent by design.Specialist premium fundingSupport for brokersTerm Note capability
Intelligent by design.Specialist premium fundingSupport for brokersTerm Note capability
Working through brokers
Your client relationship. Our specialist support.
We arrange new premium funding through insurance and finance brokers. Our role is to support the relationships you have built.
Help clients spread eligible insurance premiums over agreed instalments, with interest and fees, while keeping their funding conversation connected to you.
Work directly with people who understand premium notices, renewal deadlines and the detail behind a complex case.
Why Clearmatch
Five ways we bring more to premium funding.
Five practical reasons to put Clearmatch on your premium funding panel.
01
More than one funding route
A securitised warehouse, Term Note marketplace and selective balance-sheet capacity give us different routes to consider eligible loans.
Explore02
Workers’ compensation expertise
Premium notices, scheme payment choices and renewal deadlines receive specialist attention.
Explore03
Room for complex programmes
Different policies, inception dates and entities deserve a funding conversation that works through the detail.
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A partner for finance brokers
Bring annual insurance renewals into the business-funding conversation, alongside the client’s existing insurance adviser.
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Specialist people. Practical tools.
Quoting and policy-change tools support the people who review the information and explain the next step.
ExploreBroker partnerships
Built around your brokerage.
Specialist support for the way you work and the clients you serve.
Industry knowledge
Client industries
Explore the premium, timing and cash-flow considerations behind your clients’ construction, transport and manufacturing businesses.
Explore client industriesInsurance brokers
For insurance brokers
Bring funding into the client conversation with practical tools and a team for the cases that need a closer look.
Explore broker support03
For finance brokers
Bring clients’ insurance renewals into annual cash-flow planning, alongside their insurance adviser.
ExploreHow it works
From client premium to funding plan.
A clear process, with you involved from the outset. The client’s quote and agreement set out the funding terms.
- 01
Bring the client details
Share the eligible premium, policy details, business information and timing needed for a quote.
- 02
Work through the funding
Discuss the structure, total cost and repayment schedule with our team before presenting the proposal to your client.
- 03
Keep the client informed
Once approval and documentation are complete, eligible premiums are funded upfront and the client makes the agreed repayments.
Industry experience
Funding that understands the business behind the premium.
Explore the policy details and cash commitments that shape funding discussions with your clients.
01
Construction
Consider insurance payments alongside project receipts, contract works and workers’ compensation premiums.
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Transport & logistics
Bring fleet, cargo, equipment and premises premiums into one funding conversation.
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Manufacturing
Plan eligible premiums for plant, products and operations alongside production commitments.
ExploreThe Clearmatch approach
Human at heart. Intelligent by design.
People bring judgement, context and care. Technology helps them connect the details and keep work moving.
For you as a broker, that means clear conversations, informed decisions and someone to turn to when a client case needs more than a screen.
Our tools support the work. Our people take the time to understand the case and help you move it forward.
Depth beyond the everyday
One relationship. More ways to fund.
A securitised warehouse, Term Note marketplace and selective balance-sheet capacity give our team different routes to consider eligible premium-funding loans.
The same credit discipline sits behind the assessment. The policy programme, borrowing entity and requirements of the funding route all matter.
Term Notes form a substantive part of this capability, including eligible cases that may not fit the warehouse’s funding parameters. Every proposal remains subject to assessment, terms and available funding.
For investors
Connecting business funding and investor capital.
The Clearmatch Insurance Funding Term Note Trust connects eligible wholesale investors with the financing of business insurance premiums.
Our Term Note Fund is an important part of Clearmatch’s funding proposition. It brings an alternative fixed income opportunity to investors and another source of funding for eligible premium-finance loans.
Clearmatch perspectives
More to bring to your client conversations.
Practical perspectives for insurance and finance brokers.
We’re here to help
A client case to talk through?
Bring the premium, the timing and the detail. Our broker team will help you work through the next step.